Easy – zero fees, a convenient mobile app, and an Annual Percentage Yield (APY) that’s higher than most accounts in the market. So, what are you waiting for? Start banking smarter today.
Best Checking Account Overall
America's Best Online Bank
Best Online Bank for Savings & Checking
Best Checking Account Overall
America's Best Online Bank
Best Online Bank for Savings & Checking
Get the Axos app for smart business and personal finance. It's the sleeker, faster way to bank, borrow, invest, and plan.
Trying to time your mortgage? Sign up for Rate Watch. Get email alerts when rates drop. It’s quick, easy, and free.
Hurry to get an APY up to 47x the national average 1 when you open a Rewards Checking account.
Advanced data protection. FDIC insurance. Digital security tools. We’re committed to providing a secure online banking experience for our customers.
Very short wait after put on hold. Great security checks [to confirm my identity]. Great assistance in reactivation my dormant account. And great help in establishing and navigating your website. Thank you for all the help that I needed.
— Hepolito F.
Excellent customer service, good mobile app experience (especially impressed with mobile deposit), good website experience, understandable services and setup.
— Dana L.
Very friendly… Willing to answer all my questions in a timely manner. I felt like [the customer service rep] was actually there to assist me, and [I wasn’t] just a job for her! Thank you.
— Donna E.
Deposit accounts FDIC insured up to $250K individual and $500K joint
Need more protection? Access expanded coverage up to $250 million with Axos Bank InsureGuard+ Savings from IntraFi® Network Deposits SM . Learn More >
Help a friend bank smarter with little to no fees, high savings rates, and a simple banking app to fit their busy lifestyle.
Never miss a bill payment again. With Bill Pay, you can truly “set it and forget it” by making automatic payments.
Pay your friends directly from your account. All you need is their mobile number or email. It’s fast, easy, and secure.
Want to stay up-to-date on your activity? We’ve got you covered. Get real-time updates via text, push notifications, or email – it’s all up to you!
Fingerprints, voiceprints, and facial recognition = peace of mind. Boost your account security with biometric authentication – and keep the scammers away.
Need a replacement card? Traveling soon? Not a problem – take care of all your debit card needs online.
Axos Financial, Inc., All Rights Reserved. © Axos Bank, All Rights Reserved. © Axos Invest LLC. Member FINRA & SIPC. All Rights Reserved. © Axos Invest, Inc. All Rights Reserved.
Bank products and services are offered by Axos Bank ® . All deposit accounts through Axos Bank brands are FDIC insured through Axos Bank. All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546. All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank. For more information read Axos Bank’s FDIC Notice.
Advisory services are offered by Axos Invest, Inc., an investment adviser registered with the Securities and Exchange Commission (“SEC”). For information about our advisory services, please view our Form CRS or our ADV Part 2A Brochure, free of charge. Brokerage services and securities products are offered by Axos Invest LLC, Member FINRA & SIPC. YOU MAY FIND MORE INFORMATION ABOUT OUR FIRM ON FINRA’S BROKERCHECK. View the background of this firm, or REVIEW our Form CRS. All cash and securities held in Axos Invest client accounts are protected by SIPC up to $500,000, with a limit of $250,000 for cash. Read more information about SIPC on the SIPC web page.
Securities and other non-deposit investment products and services are not deposits, obligations of or guaranteed by Axos Bank, are not insured by the FDIC or any governmental agency, and are subject to investment risk including possible loss of the principal invested. Past performance of a security does not guarantee future results or success.
Axos Invest LLC, Axos Invest, Inc., and Axos Bank are separate but affiliated companies.
* The Annual Percentage Yield (APY) is accurate as of . Rewards Checking accounts are eligible to receive APY reward when criteria is met. The account must be in an open and active status on the last business day of the statement cycle to receive the reward. All daily collected balances up to and including $50,000 will earn interest based on the combined rate rewards. All daily collected balances greater than $50,000 will not earn interest. Qualifying transactions must post and clear the account by the 25th of the month to count towards the monthly qualification cycle. Account transactions may take one or more business days from the transaction date to post to the account. At the time of your statement cycle date, we will determine the combined products and services used since the previous cycle date to determine the aggregate interest rate to apply. We will use the daily balance method to calculate the interest. We may change these rewards at the Bank's discretion any time without notice. Fees may reduce earnings.
1 The national average interest rate for checking accounts as posted on FDIC.gov, as of .
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